If you are thinking about improving your on-site identity verification process, then you need to invest in an identity verification API. This software has come on leaps and bounds over the years and it is now extremely accurate and can help you to check the identity of a potential customer in a matter of seconds.
Setting up this kind of API on your website might be a little overwhelming if this is something entirely new to you. This is why we have put together a guide to help you get started. Keep reading to find out more about this.
Authenticating Your Requests
The first step to setting up this API is to authenticate your requests. You need to make sure that you are using well-tested and supported crypto libs and functions based on the language that you use for your website. This is quite complicated so make sure to follow the advice given by your API provider. In this stage, we advise you to avoid incorrectly ordering the headers and using inconsistent dates. This should help the process to work much more effectively.
Verifying Your Customers
Once you have completed the first stage in setting up this API, you will need to build a signup flow that meets the requirements of the API. So, this will need to only ask for a phone number and a name that can be used to identify them. To do this, you will need to create a profile, create an identity search and check the status of the search. Make sure to test your integration at this stage.
Expanding the Search
While the best software for identity verification only uses a phone number and a name, sometimes you might need a little more. In this case, you need to make sure that you are allowing for the expansion of your search to include things like the date of birth of the customer or their social security number. Try to include this when setting up your API as it will improve your results greatly.
Assessing Your Results
The final step in setting up your identity verification API is to assess the results. You need to understand the difference between an identity search and an identity assessment in order to make this process run as smoothly as possible. You must score the results and interpret them as you see fit. Try to use name scores, in this case, to make everything run as smoothly as possible.
Setting up your identity verification API might be a complicated process, but it is definitely worth your time and attention to detail. This is the service that you will be relying on for your own compliance, so it is very important that you set it up correctly. Follow the steps that we have set out in this guide and you should be able to make sure that everything is done accurately.